15 Frugal Ways To Prepare For An Emergency

Ms 99to1percent

Blogging about Personal Finance along with a little touch of humor. Immigrant who started from the bottom and now I’m here…to tell my story, inspire and learn from others. Paid off $40K in student loans before graduating. CPA. Saved a $100K emergency fund in my 20’s. Hopping to pay off $500K+ mortgage within 5 years at 39. Hopping to become financially independent at 45. Happily married. Mom of 1.

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24 responses

  1. Cubert says:

    Wow – Good stuff here! I hope we never have to go through it, but it seems no place is truly safe from a disaster on this shaky planet. Even in Minnesota, we get brushes with tornadoes and sometimes flooding as well. Be prepared and at worst, be ready to get out asap as many had to in CA.

  2. Yes yes yes yessss to all of this. Here in Texas Hurricane Harvey was absolutely devastating. Our area was supposed to get the flooding (which actually dropped in Houston) and the panic was unbelievable. It made us realize just how unprepared we are.

    We’re now building our “bug-out” bags with food, medicine, and even a raft/life jackets (our area is infamous for flooding).

    It also doesn’t hurt to keep a once-a-year record of all the possessions in your home. I think I want to take 360-degree photos of each room in my house to have on hand in case of disaster.

    • Wow, you are so right, we should also look into rafts and life jackets.

      And yes, a 360 video is a good idea for insurance purposes. We need to that like yesterday 😀.

      Loving these tips guys, keep them coming!

  3. One of the big things I’ve been thinking about is communication…making sure you had a battery back up for your cell phone, a hand crank radio for public broadcasts, and a person (out of the area) to call in case of emergency who can let everyone know you’re safe. Plus a plan of where to go if you’re separated.

  4. John says:

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  5. Kristine says:

    Definitely agree that you have to be prepared within a moment’s notice to evacuate. It’s so sad when people can’t get out and have to return home, because you don’t know what’s going to happen. We just evacuated from Tampa to Atlanta during Irma, and I’m so thankful we were safe throughout the entire trip. It was terrifying pulling up to empty gas stations.

  6. Hi Christine,

    Yes that must have been very terrifying. Glad you made it out ok.

  7. BD Mike says:


    Very useful tips – thank you for sharing. I found #10 and #15 to be extremely important.

    It’s been a while since I read it, but Neil Strauss’ “Emergency: This Book Will Save Your Life” is a very interesting read on similar topics.

    BD Mike

  8. GYM says:

    I made a DIY emergency kit but still have to restock so that it reflects a family and not just myself. It’s on my to do list, hopefully will get it done soon! That’s a good idea to have a gas canister just in case, I’ll have to look into that as well.

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