Joining the Million Dollar Club/Challenge and So Can You

Ms 99to1percent

Blogging about Personal Finance along with a little touch of humor. Immigrant who started from the bottom and now I’m here…to tell my story, inspire and learn from others. Paid off $40K in student loans before graduating. CPA. Saved a $100K emergency fund in my 20’s. Hopping to pay off $500K+ mortgage within 5 years at 39. Hopping to become financially independent at 45. Happily married. Mom of 1.

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8 responses

  1. J. Money says:

    Welcome to the club 🙂

  2. Jennifer says:

    Yes, you can do it. If you did $2m in the past 10 years, you can do another $2m in the next 10 years. Maybe even more?

  3. Kat Horn says:

    With your multiple income streams and frugal living, I fully expect that you will achieve your $4M in net worth goal. But, because of your ambition and financial sophistication, it surprises me that you would choose to leave so much of your capital tied up in your home. If you were to free hundreds of thousands of dollars now with a refinance and use that money to invest in rental property, you could increase your cash flow now, enjoy the unparalleled tax benefits, and build that passive income that you are looking for in your early retirement.

    • Hi Kat,

      I wish we could do that but where we live has become crazy expensive. Adding another 1.3-1.5 million dollar mortgage plus the hustle of renting is not worth it to us. But should this overpriced market crash (even though we don’t wish for that as it would negatively affect a lot of people) we will make sure to to scoop up a few more properties: Buy low, sell high strategy.

  1. November 15, 2017

    […] Track your net worth. You can’t improve what you can’t measure.  We track ours on an annual basis. […]

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