Creating Location Independence – Work From Anywhere

Ms 99to1percent

Blogging about Personal Finance along with a little touch of humor. Immigrant who started from the bottom and now I’m here…to tell my story, inspire and learn from others. Paid off $40K in student loans before graduating. CPA. Saved a $100K emergency fund in my 20’s. Hopping to pay off $500K+ mortgage within 5 years at 39. Hopping to become financially independent at 45. Happily married. Mom of 1.

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22 responses

  1. Great post and congrats on your progress.

    All good points about how to create / utilize location independence. The geographical arbitrage you mentioned is one I love.

    Thanks for the post. – Mike

  2. Rocky says:

    I think if a lot more people were honest with themselves they would see that location independence is more alluring than retirement! Its also way easier to attain! Awesome story Laurie!

  3. This post reminds me once again of the importance of having goals. When you are living with a purpose you are either living the life you want or are on a path to get there. I really enjoyed reading this. Good luck with your plans.

  4. Bernz JP says:

    Nomadic lifestyle? Love the idea and Thailand should to be a great choice. Just like you, my plan is to get out of this cold winter in Chicago. The plan is not to totally abandon living here but to at least work somewhere warm during winter season. Currently, the Philippines is my country of choice. Good luck.

    • I love it! We were in Thailand two years ago and it was such a nice country. We didn’t get to visit the Philippines but I hear it’s a great choice, too, in terms of low cost of living, weather, and friendly people! 🙂 Good luck to you too!

    • Hi Bernz, sounds like a nice plan. Hopefully we can do the same thing in the near future and be able to escape these harsh winters!

  5. Hi Mike! Thanks so much for your comment. It’s so cool to see how people can make their dollars stretch so much farther in other countries. Another one of my favorite benefits of travel is seeing that we don’t need as much as we think we do to live the “good” life. When our relatives in Chile call a house “enormous” when it has 1500 square feet, it makes me realize how wealthy we really are. We feel a lot less pressure to have certain things or maintain a certain lifestyle living abroad. 🙂

  6. JoeHx says:

    Sounds like you have a fun & exciting life!

    I live in a fairly LCOL area, plus I like where I live, so I don’t intend to leave the area any time soon. Also, I feel you on those car payments. The last car I bought (which I am still driving to this day) I let my mom convince me to buy brand new. Never again – I could’ve bought just a good car with less money.

    • Glad we’re not the only one who’ve made car mistakes out there! Sounds like you live in a great area. What an awesome thing to love where you live. Thank you for saying our life sounds fun and exciting! When it’s the middle of winter, 9F, and we’ve been stuck indoors for a week, it feels anything but! 🙂

    • Hi Joe, sounds like our moms can get along very well 🙂 My mom is currently campaigning hard to convince us to buy new cars, upgrade the house,…

  7. Cubert says:

    That was a really fun read. Thank you! I sometimes daydream about moving somewhere else. We’re in Minnesota – which is also great for raising kids, but the winters are a bit of a drag.
    You’ve got some great ideas about housing. We live small for our income, in 1500 finished square feet of ranch goodness. It’s plenty even for our family of four.
    Best in your journey towards the split time goal – Chile sounds fantastic.

  1. January 26, 2018

    […] If you haven’t read our complete story, it was just featured on the blog 99to1Percent. […]

  2. February 5, 2018

    […] Creating Location Independence – Work From Anywhere […]

  3. September 16, 2018

    […] wrote a really good article a while ago (back in February) about location independence, something that I struggle with quite a lot (since I have to commute a total of nearly 3 hours every day, while I should really be able to work from home – or anywhere else really – according to the kind of work I do): […]

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